1312 Avocado Summit Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 1312 Avocado Summit Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 1979
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on File
Last Sale	$480,000 (Oct 2012)
Tax Bill	$6,888 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-410-29-00`

Property Details

APN / Parcel Number

Primary APN	`514-410-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,384 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1312 AVOCADO SUMMIT DR
City	EL CAJON
State	CA
Zip	92019-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 9 TR 008417
Legal Subdivision	AVOCADO ESTATES-LTD
Legal Tract	008417
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15405

Owner

1312 Avocado Summit Dr is owner-occupied and held in a trust since October 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Intrafamily Transfer, Transfer · Line of Credit WHEELHOUSE CREDIT UNION
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2012 · Amount on File
Deed Sale	Oct 30, 2012 · Amount on File
Prior Sale	May 31, 2012 · Amount on File
Deed Document Number	2012668649
Prior Transfer Date	Aug 24, 1993
Prior Transfer Doc	0000559470
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2023
Property Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634
Document Number	0000194375
Map Reference	MAP 8417
Instrument Date	Jul 17, 2023
Instrument	2023-0194375
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634

Mortgage

Document Number	0000194376
Date	Jul 21, 2023
Instrument	2023-0194376

Lender

Name	WHEELHOUSE CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634

Mortgage

Document Number	0000510971
Date	Sep 3, 2020
Instrument	2020-0510971

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1312 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3634
Document Number	0000147325
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 AVOCADO SUMMIT DR EL CAJON CA 920193634, EL CAJON, CA 92019-3634

Mortgage

Document Number	0000147325
Date	Mar 23, 2020
Instrument	147325

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1312 Avocado Summit Dr was $6,888.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,892 (+2%) Land $205,415 Building $397,477
2025	$6,888.00 Homeowner's exemption	$591,072 Land $201,388 Building $389,684
2023	$6,749.00 (+1.61%) Homeowner's exemption	$568,122 Land $193,569 Building $374,553
2022	$6,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1312 Avocado Summit Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1312 Avocado Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wyyerd Connect.

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