Sherburne County property record for 1312 8th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Jul 2017) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-5660 |
| Primary APN | 85-401-5660 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Account Number | 42298 |
|---|---|
| Street Address | 1312 8TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, BLK 56 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 56 |
| Legal Lot Number | 9 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 31500 |
1312 8th Ave SE is owned and occupied by an individual who bought it in July 2017.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Nov 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jul 20, 2017 | Deed, Transfer · VA Mortgage ST CLOUD FCU |
| Jan 18, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Deed Document Number | 2017842079 |
| Prior Transfer Date | Nov 18, 2016 |
| Prior Transfer Doc | 0000833164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000932301 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 932301 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000905830 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 905830 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jul 20, 2017 |
| Property Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Document Number | 0000842079 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 842079 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | EOME TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Document Number | 0000842080 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 842080 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jan 18, 2017 |
| Property Address | 1312 8TH AVE SE, SAINT CLOUD, MN 56304-1606 |
| Document Number | 0000833164 |
| Instrument Date | Nov 18, 2016 |
| Instrument | 833164 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18075 BELLE PINE DR LITTLE FALLS MN 563456547, LITTLE FALLS, MN 56345-6547 |
The 2025 property tax bill for 1312 8th Ave SE was $2,064 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,100 (+3.83%) Land $40,000 Building $136,100 | $176,100 (+3.83%) Land $40,000 Building $136,100 | |
| 2025 | $2,064.00 | $169,600 Land $40,000 Building $129,600 | $169,600 Land $40,000 Building $129,600 |
| 2023 | $1,678.00 | $167,100 Land $30,000 Building $137,100 | |
| 2021 | $167,100 Land $30,000 Building $137,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1312 8th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1312 8th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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