San Luis Obispo County property record for 1312 7th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1975 |
| Lot Size | 0.106 acres (4,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Mar 2015) |
| Tax Bill | $7,823 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-211-049 |
| Primary APN | 038-211-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 4,625 sqft (0.106 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1312 7TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PM 11/32 PAR B |
| Legal Subdivision | PARCEL MAP COAL 73-68 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10701 |
1312 7th St is owned and occupied by two individuals who bought it in March 2015.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1312 7TH ST, LOS OSOS, CA 93402-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on File |
| Deed Sale | Mar 12, 2015 · Amount on File |
| Deed Document Number | 201510746 |
| Prior Transfer Date | Jun 6, 2007 |
| Prior Transfer Doc | 0000038941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1312 7TH ST, LOS OSOS, CA 93402-1223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 1312 7TH ST, LOS OSOS, CA 93402-1223 |
| Document Number | 0000068037 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021068037 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1312 7TH ST, LOS OSOS, CA 93402-1223 |
| Document Number | 0000017905 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1312 7TH ST LOS OSOS CA 934021223, LOS OSOS, CA 93402-1223 |
| Document Number | 0000017905 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 17905 |
| Name | COASTHILLS CU |
|---|---|
| Address | LOMPOC, CA 93436 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 14, 2034 |
The 2025 property tax bill for 1312 7th St was $7,823 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $441,310 (+2%) Land $245,174 Building $196,136 | |
| 2025 | $7,823.00 Homeowner's exemption | $432,658 Land $240,367 Building $192,291 |
| 2023 | $7,338.00 (+2.53%) Homeowner's exemption | $415,859 Land $231,034 Building $184,825 |
| 2022 | $7,157.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1312 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1312 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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