Monmouth County and Spring Lake Borough property record for 1312 3rd Ave, Spring Lake, NJ 07762
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,057 sqft |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,475,000 (Feb 2023) |
| Tax Bill | $11,872 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00080-0000-00008 |
| Primary APN | 47-00080-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,057 sqft Gross Area |
| 1st Floor Area | 4,057 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 1312 3RD AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C0 |
| Legal Description | ALSO LOT 9 NIT 1A |
| Legal Subdivision | BRIGHTON LAND ASSOCIATION |
| Legal Block | 80 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 80 BROAD ST, 800, NEW YORK, NY 10004-2374 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on Record |
| Deed Sale | Feb 16, 2023 · Amount on Record |
| Prior Sale | Oct 13, 2006 · Amount on Record |
| Deed Document Number | 202311523 |
| Deed Book / Page | 9634 / 5702 |
| Prior Transfer Date | Nov 30, 1996 |
| Prior Transfer Doc | 5572000783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1312 3RD AVE, SPRING LAKE, NJ 07762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1 SANDS POINT RD, PORT WASHINGTON, NY 11050-1605 |
| Document Number | 0096345734 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 9634/5734 |
| Instrument | 2023011524 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,487,400 (+8.74%) Land $1,915,800 Building $571,600 | $2,487,400 (+8.74%) Land $1,915,800 Building $571,600 | |
| 2025 | $11,872.00 (+0.08%) | $2,287,400 (+13.48%) Land $1,765,800 Building $521,600 | $2,287,400 (+13.48%) Land $1,765,800 Building $521,600 |
| 2024 | $11,862.00 (+5.18%) | ||
| 2023 | $2,015,600 Land $1,494,000 Building $521,600 | $2,015,600 Land $1,494,000 Building $521,600 | |
| 2022 | $11,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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