1312 16th St, Anacortes, WA 98221 Property Records

Skagit County property record for 1312 16th St, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,250 sqft · built 1917
Lot Size	0.137 acres (5,995 sqft)
Owner	Owner Name on Record
Last Sale	$234,980 (Jan 2010)
Tax Bill	$308 (2023)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Sep 2017 Mortgage + 1 more
APN	`3772-092-014-0019`

Property Details

APN / Parcel Number

Primary APN	`3772-092-014-0019`
Alternative APN	`P55562`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,995 sqft
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	372 sqft
Porch	Porch
Porch Area	234 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	P55562
Old Parcel Number	37720920140019
Street Address	1312 16TH ST
City	ANACORTES
State	WA
Zip	98221-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 AND 14, BLOCK 92, MAP OF THE CITY OF ANACORTES, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGES 4
Legal Range	01E
Legal Township	35N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	ANACORTES
Legal Block	92
Legal Lot Number	13-14
Jurisdiction	SKAGIT WA
Township / Civil Division	ANACORTES
Census Block Group	1
Census Block	1003
Census Tract	940402

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1312 16TH ST, ANACORTES, WA 98221-2227
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 15, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2010 · Amount on Record
Deed Sale	Jan 5, 2010 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	201001050030
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	1312 16TH ST, ANACORTES, WA 98221-2227
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 16TH ST, ANACORTES, WA 98221-2227

Mortgage

Document Number	0000000042
Date	Jun 2, 2022
Instrument	202206020042

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	965 Months
Due	Nov 18, 2102

Interest

Rate Type	Adjustable Rate
Rate	4.29%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.29%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	1312 16TH ST, ANACORTES, WA 98221-2227
Document Number	0009270033
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 16TH ST ANACORTES WA 982212227, ANACORTES, WA 98221-2227

Mortgage

Document Number	0009270033
Date	Sep 27, 2017
Instrument	9270033

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	1312 16TH ST, ANACORTES, WA 98221-2227
Document Number	0009270032
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 16TH ST ANACORTES WA 982212227, ANACORTES, WA 98221-2227

Mortgage

Document Number	0009270032
Date	Sep 27, 2017
Instrument	9270032

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
Municipality	Anacortes City
County	Skagit County
Unified School District	Anacortes School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$308.00 Senior Citizen's exemption
2022		$423,400 Land $268,200 Building $155,200	$423,400 Land $268,200 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANACORTES serves 25,109 people · EPA ID WA5302200
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, City of Anacortes.

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