13118 Morene St, Poway, CA 92064 Property Records

San Diego County property record for 13118 Morene St, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,278 sqft · built 1961
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on Record
Tax Bill$1,608 (2025)
Deeds & MortgagesJan 2026 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN317-361-12-00

Property Details

APN / Parcel Number

Primary APN317-361-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,278 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBlock
Construction TypeFrame
Lot Area8,400 sqft (0.193 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13118 MORENE ST
CityPOWAY
StateCA
Zip92064-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 40 TR 004472
Legal SubdivisionRUSS ESTATES
Legal Tract004472
Legal Block2
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13118 MORENE ST, POWAY, CA 92064-5619
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 25, 2006
Transfer Doc0000075988
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13118 MORENE ST, POWAY, CA 92064-5619
Transaction TypeMortgage
Record UpdatedFeb 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13118 MORENE ST, POWAY, CA 92064-5619

Mortgage

Document Number0000024660
DateJan 28, 2026
Instrument2026-0024660
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressMADISON, WI 53718
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term941 Months
DueJun 15, 2104

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$143,180 (+2%) Land $51,951 Building $91,229
2025$1,608.00 (+5.03%) Homeowner's exemption$140,374 (+4.04%) Land $50,933 Building $89,441
2023$1,531.00 (+1.73%) Homeowner's exemption$134,925 Land $48,956 Building $85,969
2022$1,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile.

Nearby Properties on Morene St

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