Montgomery County property record for 13118 Kara Ln, Silver Spring, MD 20904
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,584 sqft · built 1986 |
| Lot Size | 0.04 acres (1,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2006) |
| Tax Bill | $4,754 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02464515 |
| Primary APN | 05-02464515 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,760 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02464515 |
|---|---|
| Street Address | 13118 KARA LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3420 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | CAROLE ACRES |
| Legal Subdivision | CAROLE ACRES |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 701503 |
13118 Kara Ln, a townhouse, is owned and occupied by two individuals who bought it in May 2006.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13118 KARA LN, SILVER SPRING, MD 20904-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2006 · Amount on File |
| Deed Sale | May 1, 2006 · Amount on File |
| Prior Sale | Apr 15, 2003 · Amount on File |
| Deed Document Number | 200648167 |
| Deed Book / Page | 32236 / 748 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 13118 Kara Ln was $4,754.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,900 (+7.47%) Land $138,600 Building $247,300 | $385,900 (-) Land $138,600 Building $247,300 | |
| 2025 | $4,754.00 | $359,067 | $385,900 Land $138,600 Building $247,300 |
| 2023 | $305,400 Land $138,600 Building $166,800 | $305,400 Land $138,600 Building $166,800 | |
| 2022 | $3,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13118 Kara Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13118 Kara Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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