13118 Gramlich Rd SW, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 13118 Gramlich Rd SW, Lavale, MD 21502

Property Summary

Property TypeResidential Vacant Land
Lot Size5.72 acres (249,163 sqft)
Owner2 Individual Names on File
Tax Bill$679 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-046441

Property Details

APN / Parcel Number

Primary APN29-046441
Alternative APN
  • 046441

Exterior

Lot Area249,163 sqft (5.72 acres)

Location & Zoning

Account Number046441
Street Address13118 GRAMLICH RD SW
CityLAVALE
StateMD
Zip21502
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description5.72A 13118 GRAMLICH RD LOT 2
Legal Lot Number2
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2013
Census Tract1401

Owner

Source: Allegany County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13206 GRAMLICH RD SW, CUMBERLAND, MD 21502-6120
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST PEOPLES COMMUNITY FCU
Jun 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST PEOPLES CFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address13118 GRAMLICH RD SW, LAVALE, MD 21502
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002689-0491
DateAug 9, 2021
Book Page2689/491
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 7, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address13118 GRAMLICH RD SW, LAVALE, MD 21502
Document Number0023060203
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13206 GRAMLICH RD SW LAVALE MD 215026120, LAVALE, MD 21502-6120

Mortgage

Document Number0023060203
DateJun 20, 2017
Book Page002306/000203
Lender
NameFIRST PEOPLES CFCU
TypeCredit Union
AddressLAVALE, MD 21502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 19, 2022

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,167 (+0.12%)$55,200 (+0.18%) Land $55,200
2025$679.00 (+13.55%)
2023$598.00$55,100 Land $55,100$55,100 Land $55,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1984–2004)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2004 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Skypacket Networks.

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