13115 Siam Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 13115 Siam Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1993
Lot Size	0.276 acres (12,017 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Mar 2017)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Feb 2022 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1319-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1319-0040`
Alternative APNs	`00698668` `698668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	1,332 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,017 sqft (0.276 acres)
Lot Dimensions	145 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00698668
Street Address	13115 SIAM DR
City	SPRING HILL
State	FL
Zip	34609-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1319 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1319
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	41005

Owner

13115 Siam Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13115 SIAM DR, SPRING HILL, FL 34609-1371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer
Mar 16, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Deed Document Number	201714736
Deed Book / Page	3449 / 20
Last Transfer Date	Feb 18, 2022
Transfer Doc	0041291190
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 18, 2022
Property Address	13115 SIAM DR, SPRING HILL, FL 34609-1371
Document Number	0041291190
Book / Page	4129 / 1190
Map Reference	MB 9 PG 65-80
Instrument Date	Feb 18, 2022
Instrument	2022013203
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13115 SIAM DR, SPRING HILL, FL 34609-1371

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 16, 2017
Property Address	13115 SIAM DR, SPRING HILL, FL 34609-1371
Document Number	0034490020
Book / Page	3449 / 0020
Map Reference	MB9 PG65-80
Instrument Date	Mar 2, 2017
Instrument	2017014736
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CENTRAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2940 POOLE WAY, 2940, CARSON CITY, NV 89706-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 SIAM DR, SPRING HILL, FL 34609-1371

Mortgage

Document Number	0034490021
Date	Mar 16, 2017
Book Page	3449/0021
Instrument	2017014737

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13115 Siam Dr was $1,416 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 Homeowner's exemption Senior Citizen's exemption	$117,599	$232,020 Land $46,265 Building $185,755
2023		$110,956 (+3%) Land $110,956
2022	$1,084.00 Homeowner's exemption	$107,724	$221,874 Land $36,652 Building $185,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13115 Siam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13115 Siam Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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