13115 Peppergate Ln, Houston, TX 77044 Property Records

Harris County property record for 13115 Peppergate Ln, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,645 sqft · built 2006
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Sep 2017)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-539-001-0091`

Property Details

APN / Parcel Number

Primary APN	`125-539-001-0091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	2,700 sqft (0.062 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1255390010091
Street Address	13115 PEPPERGATE LN
City	HOUSTON
State	TX
Zip	77044-6559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 91 BLK 1 STONEFIELD TERRACE SEC 3 2ND AMEND
Legal Subdivision	STONEFIELD TERRACE SEC 3 2ND AMEND
Legal Block	1
Legal Lot Number	91
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3007
Census Tract	232306

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13115 PEPPERGATE LN, HOUSTON, TX 77044-6559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 11, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	2017399885
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0000399885
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13115 PEPPERGATE LN, HOUSTON, TX 77044-6559
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 PEPPERGATE LN, HOUSTON, TX 77044-6559

Mortgage

Document Number	2021010143
Date	Jan 7, 2021
Instrument	2021-010143

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13115 PEPPERGATE LN, HOUSTON, TX 77044-6559
Document Number	0000010143
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 PEPPERGATE LN HOUSTON TX 770446559, HOUSTON, TX 77044-6559

Mortgage

Document Number	0000010143
Date	Jan 7, 2021
Instrument	10143

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2046

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 11, 2017
Property Address	13115 PEPPERGATE LN, HOUSTON, TX 77044-6559
Document Number	0000399885
Instrument Date	Sep 6, 2017
Instrument	399885
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 PEPPERGATE LN HOUSTON TX 770446559, HOUSTON, TX 77044-6559

Mortgage

Document Number	399886
Date	Sep 11, 2017
Instrument	399886

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Mortgage

Document Number	399887,
Date	Sep 11, 2017
Instrument	399887

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	AUSTIN, TX 78711-3941

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Sheldon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,720 (-11.57%) Land $27,878 Building $152,842	$180,720 (-11.57%) Land $27,878 Building $152,842
2025	$2,889.00 (-1.2%) Homeowner's exemption	$204,375 (+2.1%) Land $27,878 Building $176,497	$204,375 (+2.1%) Land $27,878 Building $176,497
2024	$2,924.00 (+162.95%)
2023		$200,168 Land $27,878 Building $172,290	$200,168 Land $27,878 Building $172,290
2022	$1,112.00 (+22.06%)
2020	$911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	41 (2017–2025)
Claims Outside the SFHA	41 of 41
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 3 claims Hurricane Harvey, Sep 2017 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKWAY UD serves 7,323 people · EPA ID TX1010750
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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