13115 Mount Hester Rd, Cherokee, AL 35616 Property Records

Colbert County property record for 13115 Mount Hester Rd, Cherokee, AL 35616

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 1985
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2023)
Tax Bill	$841 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-0-000-015.003`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-0-000-015.003`
Alternative APNs	`232529` `52182` `23152`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Adjusted Area
Gross Area	950 sqft
1st Floor Area	950 sqft
2nd Floor Area	650 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	392,040 sqft (9 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	232529
Street Address	13115 MOUNT HESTER RD
City	CHEROKEE
State	AL
Zip	35616-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 ACRES IN PT OF SW 1/4 OF SW 1/4 /DB 2023 PG 1507-1508
Legal Range	14W
Legal Township	04S
Legal Section	09
Jurisdiction	COLBERT AL
Township / Civil Division	CHEROKEE
Census Block Group	4
Census Block	4058
Census Tract	21000

Owner

13115 Mount Hester Rd is owned and occupied by an individual who bought it in January 2023.

Source: Colbert County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13115 MOUNT HESTER RD, CHEROKEE, AL 35616-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST METRO BANK
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST METRO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on File
Deed Sale	Jan 23, 2023 · Amount on File
Prior Sale	Jan 23, 2023 · Amount on File
Prior Transfer Date	Jan 19, 2023
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	13115 MOUNT HESTER RD, CHEROKEE, AL 35616-4105
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/27875
Date	Sep 12, 2025
Book Page	2025/27875
Instrument	202527875

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 8, 2030

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Jan 23, 2023
Property Address	13115 MOUNT HESTER RD, CHEROKEE, AL 35616-4105
Document Number	02023/1507
Book / Page	2023 / 1507
Instrument Date	Jan 19, 2023
Instrument	202301507
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 483, CHEROKEE, AL 35616-0483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13115 MOUNT HESTER RD, CHEROKEE, AL 35616-4105

Mortgage

Document Number	02023/1509
Date	Jan 23, 2023
Book Page	2023/1509
Instrument	202301509

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 20, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 13115 Mount Hester Rd was $841, up 52.1% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$841.00 (+52.08%)
2025	$553.00 (+6.76%)	$18,220 (+6.92%) Land $5,560 Building $12,660	$185,300 (+8.81%) Land $56,500 Building $128,800
2024	$518.00 (-49.02%)	$17,040 (+5.71%) Land $4,700 Building $12,340	$170,300 (+5.78%) Land $46,900 Building $123,400
2023	$1,016.00 (+126.28%) Homeowner's exemption	$16,120 (+9.36%)	$161,000 (+9.23%) Land $42,900 Building $118,100
2022	$449.00 Homeowner's exemption	$14,740	$147,400 Land $40,060 Building $107,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13115 Mount Hester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13115 Mount Hester Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL · Fiber in parts of the area	50 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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