13113 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 13113 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1973
Lot Size	0.17 acres (7,410 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Aug 2026)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8780-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8780-1`
Alternative APNs	`09-30-15-64739-012-0270` `301509647390120270` `153009647390120270` `R102039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,473 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,473 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102039
Street Address	13113 RIDGE RD
City	LARGO
State	FL
Zip	33778-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK L, LOT 27
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	L
Legal Lot Number	27
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2013
Census Tract	25307

Owner

13113 Ridge Rd is owned by two individuals who bought it in August 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 MURRAY WAY, BLACKWOOD, NJ 08012-4400
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Feb 5, 2024	Warranty Deed, Transfer COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 1, 2019	Grant Deed, Transfer SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Jul 29, 2024 · Amount on File
Deed Document Number	2026213982
Deed Book / Page	23657 / 1667
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 10, 2026
Property Address	13113 RIDGE RD, LARGO, FL 33778-1800
Document Number	0000213982
Book / Page	23657 / 1667
Instrument Date	Aug 7, 2026
Instrument	2026213982
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	COASTLINE TITLE COMPANY, COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MURRAY WAY, BLACKWOOD, NJ 08012-4400

Mortgage

Document Number	0000213983,
Date	Aug 10, 2026
Instrument	2026213983

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 5, 2024
Property Address	13113 RIDGE RD, LARGO, FL 33778-1800
Document Number	0226961980
Book / Page	22696 / 1980
Map Reference	MB 69 PG 18
Instrument Date	Feb 2, 2024
Instrument	2024029267
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3279 SULPHUR AVE, SAINT LOUIS, MO 63139-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 VIA TIVOLI, CLEARWATER, FL 33764-3915

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13113 RIDGE RD, LARGO, FL 33778-1800
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13113 RIDGE RD, LARGO, FL 33778-1800

Mortgage

Document Number	0220452434
Date	May 4, 2022
Book Page	22045/2434
Instrument	2022140094

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2019
Property Address	13113 RIDGE RD, LARGO, FL 33778-1800
Document Number	0206361103
Book / Page	020636 / 001103
Instrument Date	Jul 30, 2019
Instrument	242968
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,708.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13113 RIDGE RD LARGO FL 337781800, LARGO, FL 33778-1800

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2019
Property Address	13113 RIDGE RD, LARGO, FL 33778-1800
Document Number	0206361105
Book / Page	020636 / 001105
Instrument Date	Jul 30, 2019
Instrument	242969
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13113 RIDGE RD LARGO FL 337781800, LARGO, FL 33778-1800

Mortgage

Document Number	206361107
Date	Aug 1, 2019
Book Page	020636/001107
Instrument	242970

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13113 Ridge Rd was $8,063.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,063.00	$424,684 Land $145,755 Building $278,929	$424,684 Land $145,755 Building $278,929
2023	$3,577.00 (+3.05%) Homeowner's exemption	$231,332 (+3%)	$300,029 (+9.83%) Land $149,899 Building $150,130
2022	$3,471.00 Homeowner's exemption	$224,594	$273,181 Land $154,894 Building $118,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13113 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13113 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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