13112 Bellaria Cir, Windermere, FL 34786 Property Records

Orange County property record for 13112 Bellaria Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,325 sqft · built 2007
Lot Size	0.759 acres (33,062 sqft)
Owner	Individual Name on Record
Last Sale	$1,735,000 (Dec 2007)
Tax Bill	$17,885 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-23-27-0542-00-470`

Property Details

APN / Parcel Number

Primary APN	`11-23-27-0542-00-470`
Alternative APNs	`272311054200470` `138124` `138980` `140495`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,325 sqft Living Area
Gross Area	7,573 sqft
1st Floor Area	4,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	33,062 sqft (0.759 acres)
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13112 BELLARIA CIR
City	WINDERMERE
State	FL
Zip	34786-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	BELLARIA 60/81 LOT 47
Legal Range	27E
Legal Township	23S
Legal Section	11
Legal Subdivision	BELLARIA
Legal Tract	542
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1039
Census Tract	17120

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13112 BELLARIA CIR, WINDERMERE, FL 34786-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2007 · Amount on Record
Deed Sale	Dec 13, 2007 · Amount on Record
Deed Document Number	2007799929
Deed Book / Page	9531 / 4032
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13112 BELLARIA CIR, WINDERMERE, FL 34786-7401
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13112 BE ARIA CIR, WINDERMERE, FL 34786

Mortgage

Document Number	0000127076
Date	Mar 4, 2021
Instrument	20210127076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13112 BELLARIA CIR, WINDERMERE, FL 34786-7401
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13112 BE ARIA CIR, WINDERMERE, FL 34786

Mortgage

Document Number	20210127076
Date	Mar 4, 2021
Instrument	20210127076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,157,887 (+2.7%)	$1,834,775 (-1.32%) Land $350,000 Building $1,484,775
2025	$17,885.00 (+3.4%) Homeowner's exemption	$1,127,446 (+5.99%)	$1,859,325 (+18.97%) Land $350,000 Building $1,509,325
2024	$17,297.00 (+7.29%)
2023	$16,121.00 (+2.87%) Homeowner's exemption	$1,063,759 (+3%)	$1,562,842 (+20.91%) Land $350,000 Building $1,212,842
2022	$15,671.00 Homeowner's exemption	$1,032,776	$1,292,604 Land $350,000 Building $942,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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