Wayne County property record for 13112 Backus St, Southgate, MI 48195
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 930 sqft · built 1950 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Jun 2015) |
| Tax Bill | $2,495 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53017031538000 |
| Primary APN | 53017031538000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 37 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13112 BACKUS ST |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B SINGL |
| Legal Description | 30C1538 LOT 1538 FORDVILLE NO. 1 T3S R11E L47 P44 WCR |
| Legal Subdivision | FORDVILLE NO 1 |
| Legal Lot Number | 1538 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 581900 |
13112 Backus St is owned and occupied by an individual who bought it in June 2015.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Apr 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 7, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on File |
| Deed Sale | Jun 24, 2015 · Amount on File |
| Deed Document Number | 2015283649 |
| Deed Book / Page | 52322 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Document Number | 0597110473 |
|---|---|
| Date | Aug 8, 2025 |
| Book Page | 59711/473 |
| Instrument | 2025231761 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Document Number | 0587841394 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 58784/1394 |
| Instrument | 2024114163 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 254 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Document Number | 0571960095 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 57196/95 |
| Instrument | 2021404190 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 13112 BACKUS ST, SOUTHGATE, MI 48195-1148 |
| Document Number | 0537911334 |
| Book / Page | 053791 / 001334 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 13112 BACKUS ST SOUTHGATE MI 481951148, SOUTHGATE, MI 48195-1148 |
| Document Number | 0537911334 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 053791/001334 |
| Instrument | 233509 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13112 Backus St was $2,495 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,700 (+5.52%) | $145,400 (+5.52%) | |
| 2025 | $2,495.00 Homeowner's exemption | $68,900 | $137,800 |
| 2023 | $2,293.00 Homeowner's exemption | $58,200 | $116,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13112 Backus St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 13112 Backus St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE serves 30,047 people · EPA ID MI0006170 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: City of Wyandotte, T-Mobile, WOW Internet, Cable & Phone.
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