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13111 Pepper Stem St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13111 Pepper Stem St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,842 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (Jul 2023)
Tax Bill$5,298 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APNR16-223-18-1391-0000-0020

Property Details

APN / Parcel Number

Primary APNR16-223-18-1391-0000-0020
Alternative APNs
  • 01779150
  • 1779150

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,842 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01779150
Street Address13111 PEPPER STEM ST
CitySPRING HILL
StateFL
Zip34609-6525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON AT STERLING HILLS UNIT 1 LOT 2
Legal Range18E
Legal Township23S
Legal Section16
Legal SubdivisionBARRINGTON @ STRL HILLS UNIT 1
Legal Lot Number2
Legal Unit1
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3000
Census Tract40908

Owner

13111 Pepper Stem St is owned and occupied by an individual who bought it in July 2023.

Source: Hernando County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address13111 PEPPER STEM ST, SPRING HILL, FL 34609-6525
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 6, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2023 · Amount on File
Deed SaleJul 6, 2023 · Amount on File
Deed Document Number2023042181
Deed Book / Page4317 / 1619
Record UpdatedJun 8, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateJul 6, 2023
Property Address13111 PEPPER STEM ST, SPRING HILL, FL 34609-6525
Document Number0043171619
Book / Page4317 / 1619
Map ReferenceMB 43 PG 15
Instrument DateJun 29, 2023
Instrument2023042181
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 SW 34TH AVE # AVE101A, AVE101A, OCALA, FL 34474-7448

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13111 PEPPER STEM ST, SPRING HILL, FL 34609-6525

Mortgage

Document Number0043171620
DateJul 6, 2023
Instrument4317/1620
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHERNANDO FL
Recording DateAug 6, 2020
Property Address13111 PEPPER STEM ST, SPRING HILL, FL 34609-6525
Document Number0038720833
Book / Page003872 / 000833
Instrument DateAug 4, 2020
Instrument47759
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$5,933.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12602 TELECOM DR TEMPLE TERRACE FL 336370935, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

The 2025 property tax bill for 13111 Pepper Stem St was $5,298.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,298.00$371,155 Land $27,558 Building $343,597$371,155 Land $27,558 Building $343,597
2023$300,959 (-16.61%) Land $300,959
2022$5,308.00$360,885 Land $22,046 Building $338,839$417,272 Land $27,558 Building $389,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13111 Pepper Stem St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13111 Pepper Stem St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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