13111 E Bridges Rd, Elk, WA 99009 Property Records

Spokane County property record for 13111 E Bridges Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2001
Lot Size	11.9 acres (520,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2023)
Tax Bill	$3,755 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49104.9031`

Property Details

APN / Parcel Number

Primary APN	`49104.9031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Metal
Lot Area	520,106 sqft

Exterior Amenities

Deck Area	288 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	288 sqft
Storage Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	13111 E BRIDGES RD
City	ELK
State	WA
Zip	99009-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	10-29-44 W1/2 OF W1/2 OF NW1/4 OF SE1/4 & W65 OF S1/2 OF SE1/4 EXC RD
Legal Range	44
Legal Township	29
Legal Section	10
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit HORIZON CU
May 30, 2017	Deed of Trust, Mortgage HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Aug 29, 2003
Deed Document Number	20237307998
Prior Transfer Date	Jan 14, 1997
Prior Transfer Doc	0004070046
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007119890
Date	Aug 30, 2021
Instrument	7119890

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13111 E BRIDGES RD, ELK, WA 99009-8776

Mortgage

Document Number	0007149022
Date	Nov 12, 2021
Instrument	7149022

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	DEER PARK, WA 99006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 14, 2023
Property Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Document Number	0007307998
Instrument Date	Sep 5, 2023
Instrument	7307998
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13111 E BRIDGES RD, ELK, WA 99009-8776

Mortgage

Document Number	0007307999
Date	Sep 14, 2023
Instrument	7307999

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Document Number	0006861209
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13111 E BRIDGES RD ELK WA 990098776, ELK, WA 99009-8776

Mortgage

Document Number	0006861209
Date	Nov 6, 2019
Instrument	6861209

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2044

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E BRIDGES RD, ELK, WA 99009-8776
Document Number	0006609429
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13111 E BRIDGES RD ELK WA 990098776, ELK, WA 99009-8776

Mortgage

Document Number	0006609429
Date	Jun 6, 2017
Instrument	6609429

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,755.00 (-7.15%)	$517,060 (+26.25%) Land $117,760 Building $399,300	$517,060 (+26.25%) Land $117,760 Building $399,300
2025	$4,044.00 (+25.94%)
2024		$409,560 (+22.45%) Land $99,760 Building $309,800	$409,560 (+22.45%) Land $99,760 Building $309,800
2023	$3,211.00 (+2.2%)	$334,470 Land $83,570 Building $250,900	$334,470 Land $83,570 Building $250,900
2022	$3,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless · not low latency	200 / 40

May also be available: Ziply Fiber.

Cell Coverage

4G LTE only, no 5G reported

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