13111 E 3rd Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13111 E 3rd Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,741 sqft · built 2006
Lot Size	0.095 acres (4,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Mar 2007)
Tax Bill	$3,142 (2026)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45221.2005`

Property Details

APN / Parcel Number

Primary APN	`45221.2005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,055 sqft
Upper Floors Area	1,237 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,153 sqft (0.095 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	368 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13111 E 3RD AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-1
Legal Description	MORNING CREST REZ-20-04/SUB-14-04: LOT 5 BLK 1 (AFN 5322515)
Legal Range	44E
Legal Township	25N
Legal Section	22
Legal Subdivision	MORNING CREST REZ-20-04/SUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	12701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13111 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 17, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007 · Amount on Record
Deed Sale	Mar 14, 2007 · Amount on Record
Deed Document Number	20075509110
Last Transfer Date	May 4, 2022
Transfer Doc	0007214178
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jun 9, 2022
Property Address	13111 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Document Number	0007214178
Map Reference	VOL 32 PG 12&13
Instrument Date	May 4, 2022
Instrument	7214178
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13111 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645

Mortgage

Document Number	0007214179
Date	Jun 9, 2022
Instrument	7214179

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Monthly
Index	1-Year CMT

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Document Number	0006898081
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13111 E 3RD AVE SPOKANE VALLEY WA 992161645, SPOKANE VALLEY, WA 99216-1645

Mortgage

Document Number	0006898081
Date	Mar 4, 2020
Instrument	6898081

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.82%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13111 E 3RD AVE, SPOKANE VALLEY, WA 99216-1645
Document Number	0006898080
Instrument Date	Feb 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13111 E 3RD AVE SPOKANE VALLEY WA 992161645, SPOKANE VALLEY, WA 99216-1645

Mortgage

Document Number	0006898080
Date	Mar 4, 2020
Instrument	6898080

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,142.00 (-4.56%)	$305,500 (+6.19%) Land $95,000 Building $210,500	$305,500 (+6.19%) Land $95,000 Building $210,500
2025	$3,292.00 (+18.72%)
2024		$287,700 (+16.57%) Land $55,000 Building $232,700	$287,700 (+16.57%) Land $55,000 Building $232,700
2023	$2,773.00 (-4.05%)	$246,800 Land $50,000 Building $196,800	$246,800 Land $50,000 Building $196,800
2022	$2,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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