13110 E FM 1188, Bluff Dale, TX 76433 Property Records

Erath County property record for 13110 E FM 1188, Bluff Dale, TX 76433

Property Summary

Property Type	Rural Home
Details	3,035 sqft · built 2017
Lot Size	4.16 acres (181,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Mar 2021)
Tax Bill	$7,468 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R000076186`

Property Details

APN / Parcel Number

Primary APN	`R000076186`
Alternative APN	`R.0129.00015.00.0`

Interior

Stories	1 Story
Building Area	3,035 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	181,515 sqft (4.16 acres)
Garage Type	Detached
Garage Area	529 sqft
Porch	Porch
Porch Area	184 sqft
Shed	1 Shed

Location & Zoning

Account Number	R.0129.00015.00.0
Street Address	13110 E FM 1188
City	BLUFF DALE
State	TX
Zip	76433-3501
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0129 CHURCHILL STEPHEN; HOUSE & SHEDS
Legal Subdivision	STEPHEN CHURCHILL SURVEY ABSTRACT NO 129
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1042
Census Tract	950100

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 96, BLUFF DALE, TX 76433-0096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INTERBANK
Mar 9, 2020	Deed of Trust, Mortgage · Construction Mortgage INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	20211586
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	202101586
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERATH TX
Recording Date	Mar 3, 2021
Property Address	13110 E FM 1188, BLUFF DALE, TX 76433-3501
Document Number	202101586
Map Reference	DOC 2017-04999
Instrument Date	Feb 25, 2021
Instrument	2021-01586
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CENTRAL TEXAS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13110 E FM 1188, BLUFF DALE, TX 76433-3501

Mortgage

Document Number	202101587
Date	Mar 3, 2021
Instrument	2021-01587

Lender

Name	INTERBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	13110 E FM 1188, BLUFF DALE, TX 76433-3501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRAL TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001316
Date	Mar 9, 2020
Instrument	2020-01316

Lender

Name	INTERBANK
Type	Bank
Address	GLEN ROSE, TX 76043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,468.00 (+37.99%)	$608,530 (+209,737.93%) Land $8,790 Building $599,740	$635,160 (+2,406.55%) Land $35,420 Building $599,740
2025	$5,412.00 (+24.82%) Homeowner's exemption	$290 (+7.41%)	$25,340 (-11.09%)
2023	$4,336.00 (-15.11%) Homeowner's exemption	$270	$28,500
2022	$5,108.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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