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1311 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1311 Union St, Schenectady, NY 12308

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,732 sqft · built 1987
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jan 2024)
Tax Bill$14,885 (2026)
Deeds & MortgagesMay 2024 Second Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.84-1-61

Property Details

APN / Parcel Number

Primary APN421500 39.84-1-61
Alternative APN
  • 150003908400010610000000

Interior

Stories2 Stories
Building Area3,732 sqft Gross Area
Basement Area1,628 sqft
Finished Basement1,628 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area726 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1311 UNION ST
CitySCHENECTADY
StateNY
Zip12308-2905
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code03 - MULTI
Legal Description2 WD AND BR
Legal Block1
Legal Lot Number61.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5008
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1311 UNION ST, SCHENECTADY, NY 12308-2905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MOHAWK PROGRESSIVE FCU
Jun 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleAug 8, 2007 · Amount on Record
Deed Document Number20242275
Deed Book / Page2123 / 63
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1311 UNION ST, SCHENECTADY, NY 12308-2905
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025910
DateMay 1, 2024
Book Page5370/615
Instrument202425910
Lender
NameMOHAWK PROGRESSIVE FCU
TypeCredit Union
AddressSCHENECTADY, NY 12304
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term178 Months
DueFeb 28, 2039

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1311 UNION ST, SCHENECTADY, NY 12308-2905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027908
DateJun 22, 2017
Book Page4768/442
Instrument201727908
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,885.00 (+2.65%)
2025$14,501.00 (+2.39%)$323,200 (-) Land $23,800 Building $299,400$535,188 (+30.82%) Land $39,411 Building $495,777
2023$323,200 (-) Land $23,800 Building $299,400$409,114 (+3.8%) Land $30,127 Building $378,987
2022$323,200 Land $23,800 Building $299,400$394,146 Land $29,024 Building $365,122
2021$14,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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