Eau Claire County property record for 1311 Stephi Rd, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,254 sqft · built 2008 |
| Lot Size | 0.288 acres (12,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jul 2026) |
| Tax Bill | $5,643 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2316-000 |
| Primary APN | 14-2316-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Basement Area | 1,254 sqft |
| Finished Basement | 1,130 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Lot Area | 12,570 sqft (0.288 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1311 STEPHI RD |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-6292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 EMI HILL ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 06 |
| Legal Subdivision | EMI HILL ADD |
| Legal Lot Number | 16 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1500 |
1311 Stephi Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Eau Claire County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage ASSOCIATED BANK |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI ROYAL CU |
| Jun 26, 2019 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on File |
| Deed Sale | Jul 13, 2026 · Amount on File |
| Prior Sale | Jul 3, 2013 · Amount on File |
| Deed Document Number | 20261281971 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0000990251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Jul 13, 2026 |
| Property Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001281971 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20261281971 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,140.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Single Person |
| Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001281972, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20261281972 |
| Name | ASSOCIATED BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001190599 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | ASSOCIATE TITLE COMPANY LLC, ASSOCIATE TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1311 STEPHI RD EAU CLAIRE WI 547036292, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001190599 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 1190599 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001177711 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1311 STEPHI RD EAU CLAIRE WI 547036292, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001177711 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 1177711 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 21, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1311 STEPHI RD, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001176545 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ASSOCIATE TITLE COMPANY LLC, ASSOCIATE TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1311 STEPHI RD EAU CLAIRE WI 547036292, EAU CLAIRE, WI 54703-6292 |
| Document Number | 0001176545 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 1176545 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2049 |
The 2025 property tax bill for 1311 Stephi Rd was $5,643 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,643.00 | $288,400 Land $34,000 Building $254,400 | $377,300 |
| 2023 | $288,400 Land $34,000 Building $254,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1311 Stephi Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1311 Stephi Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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