1311 S 55th St, Temple, TX 76504 Property Records

Bell County property record for 1311 S 55th St, Temple, TX 76504

Property Summary

Property Type	Duplex
Details	1 bd · 1 ba · 1,536 sqft · built 2010
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on Record
Last Sale	$92,500 (Jan 2019)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0127200000`

Property Details

APN / Parcel Number

Primary APN	`0127200000`
Alternative APNs	`101869` `761012`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1311 S 55TH ST
City	TEMPLE
State	TX
Zip	76504-6445
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2F
Legal Description	TEMPLE HEIGHTS, BLOCK 040, LOT PT 5, 6, (S 21.5 OF 5 & N 38.5 OF 6)
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	40
Legal Lot Number	5,6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	21102

Owner

Source: Bell County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7201 RANCH ROAD 2222, 2405, AUSTIN, TX 78730-3223
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Jan 29, 2019	Vendor's Lien, Transfer EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	May 8, 2009
Deed Document Number	20193579
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1311 S 55TH ST, TEMPLE, TX 76504-6445
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	TIAGO TITLE LLC, TIAGO TITLE LLC DALLAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045932
Date	Jul 19, 2022
Instrument	2022045932

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 29, 2019
Property Address	1311 S 55TH ST, TEMPLE, TX 76504-6445
Document Number	0000003579
Map Reference	VOL 195 PG 634
Instrument Date	Jan 29, 2019
Instrument	2019-00003579
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 GREEN PARK DR, 340, BELTON, TX 76513-6900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11538, KILLEEN, TX 76547-1538

Mortgage

Document Number	0000003580
Date	Jan 29, 2019
Instrument	2019-00003580

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (+9.86%)	$201,013 (+6.04%) Land $27,636 Building $173,377	$201,013 (+6.04%) Land $27,636 Building $173,377
2023	$4,238.00 (+18.31%)	$189,572 Land $27,636 Building $161,936	$189,572 Land $27,636 Building $161,936
2022	$3,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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