1311 Prospect St, Indianapolis, IN 46203 Property Records

Marion County property record for 1311 Prospect St, Indianapolis, IN 46203

Property Summary

Property Type	Commercial
Details	4,674 sqft · built 1940
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Feb 2020)
Tax Bill	$3,128 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-10-18-231-146.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-10-18-231-146.000-101`
Alternative APN	`1079272`

Interior

Stories	1 Story
Building Area	4,674 sqft Gross Area
1st Floor Area	4,674 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,200 sqft (0.165 acres)
Utility Building	4,674 sqft

Location & Zoning

Street Address	1311 PROSPECT ST
City	INDIANAPOLIS
State	IN
Zip	46203-1940
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HUBBARD ET AL SOUTH EAST ADD 40 FT E SIDE L2 B3
Legal Subdivision	HUBBARD ET AL SOUTH EAST ADD 40 FT E SID
Legal Lot Number	2
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1003
Census Tract	357100

Owner

Source: Marion County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1437 N DOWNEY AVE, INDIANAPOLIS, IN 46219-3034
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
Feb 21, 2020	Warranty Deed, Transfer · Commercial Mortgage HORIZON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	202019238
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1311 PROSPECT ST, INDIANAPOLIS, IN 46203-1940
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133924
Date	Nov 17, 2020
Instrument	A202000133924

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 21, 2020
Property Address	1311 PROSPECT ST, INDIANAPOLIS, IN 46203-1940
Document Number	0000019238
Map Reference	MB 3 PG 112
Instrument Date	Feb 18, 2020
Instrument	A202000019238
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 VILLAGE GREEN DR, INDIANAPOLIS, IN 46227-3014

Mortgage

Document Number	0000019239
Date	Feb 21, 2020
Instrument	A202000019239

Lender

Name	HORIZON BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,000 (+97.37%) Land $23,800 Building $171,200	$195,000 (+97.37%) Land $23,800 Building $171,200
2024	$3,128.00 (+14.16%)
2023	$2,740.00 (-5.87%)	$98,800 (-5.64%) Land $23,800 Building $75,000	$98,800 (-5.64%) Land $23,800 Building $75,000
2022	$2,911.00 (+3.41%)	$104,700 Land $23,800 Building $80,900	$104,700 Land $23,800 Building $80,900
2021	$2,815.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: On-Ramp Indiana, Xfinity, Xiber.

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