1311 James Cir, Pharr, TX 78577 Property Records

Hidalgo County property record for 1311 James Cir, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1987
Lot Size	0.26 acres (11,305 sqft)
Owner	Individual Name on Record
Last Sale	$183,465 (Mar 2023)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2019 Mortgage
APN	`M322000000002600`

Property Details

APN / Parcel Number

Primary APN	`M322000000002600`
Alternative APNs	`R233505` `233505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,505 sqft
Flooring	Tile

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,305 sqft (0.26 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1311 JAMES CIR
City	PHARR
State	TX
Zip	78577-6418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MED-CAP LOT 26
Legal Subdivision	MED-CAP
Legal Tract	26
Legal Block	1
Legal Lot Number	26
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1013
Census Tract	21406

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1311 JAMES CIR, PHARR, TX 78577-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Jun 24, 2019	Warranty Deed, Transfer ROY & ELOISA FERNANDEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20233430690
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	0003025115
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Mar 16, 2023
Property Address	1311 JAMES CIR, PHARR, TX 78577-6418
Document Number	0003430690
Map Reference	VOL 22 PG 94
Instrument Date	Mar 8, 2023
Instrument	3430690
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 JAMES CIR, PHARR, TX 78577-6418

Mortgage

Document Number	0003430692
Date	Mar 16, 2023
Instrument	3430692

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0003430691
Date	Mar 16, 2023
Instrument	3430691

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Jun 24, 2019
Property Address	1311 JAMES CIR, PHARR, TX 78577-6418
Document Number	0003025115
Instrument Date	Jun 18, 2019
Instrument	3025115
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 JAMES CIR PHARR TX 785776418, PHARR, TX 78577-6418

Mortgage

Document Number	3025116
Date	Jun 24, 2019
Instrument	3025116

Lender

Name	ROY & ELOISA FERNANDEZ
Address	1024 S CESAR CHAVEZ RD, ALAMO, TX 78516-9573
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2029

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,147 (+0.29%) Land $71,787 Building $130,360	$202,147 (+0.29%) Land $71,787 Building $130,360
2025	$5,396.00 (+12.82%)	$201,567 (+11.99%) Land $63,308 Building $138,259	$201,567 (+11.99%) Land $63,308 Building $138,259
2024	$4,783.00 (-0.85%)
2023	$4,824.00 (-4.44%)	$179,993 Land $63,308 Building $116,685	$179,993 Land $63,308 Building $116,685
2022	$5,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, TWIN.

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