1311 Hosanna Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1311 Hosanna Ln, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,808 sqft · built 2004
Lot Size1.96 acres (85,378 sqft)
Owner2 Individual Names on Record
Tax Bill$2,562 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3-07-4-20-05-0-00003-00

Property Details

APN / Parcel Number

Primary APN3-07-4-20-05-0-00003-00

Interior

Bedrooms4 Beds
Total Rooms10 Rooms
Stories1 Story
Building Area3,808 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area85,378 sqft (1.96 acres)
Patio Area384 sqft

Location & Zoning

Street Address1311 HOSANNA LN
CityHERNANDO
StateMS
Zip38632-7502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionHOSANNA GARDENS S-D 2ND REV LOT 2,3,& 4 LOT 3
Legal Range07
Legal Township03
Legal Section20
Legal SubdivisionHOSANNA GARDENS S-D
Legal Lot Number3
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2036
Census Tract71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1311 HOSANNA LN, HERNANDO, MS 38632-7502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000323374
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1311 HOSANNA LN, HERNANDO, MS 38632-7502
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1311 HOSANNA LN, HERNANDO, MS 38632-7502

Mortgage

Document Number5663/18019
DateFeb 23, 2026
Book Page5663/18019
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1311 HOSANNA LN, HERNANDO, MS 38632-7502
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1311 HOSANNA LN, HERNANDO, MS 38632-7502

Mortgage

Document Number005093/526
DateNov 19, 2020
Book Page5093/526
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressASHEBORO, NC 27203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00 (+18.72%)$34,698 (+41.11%) Land $1,830 Building $32,868$346,981 (+41.11%) Land $18,300 Building $328,681
2023$2,158.00$24,590$245,897 Land $18,300 Building $227,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO
serves 14,457 people · EPA ID MS0170009
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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