1311 E Treasure Cove Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1311 E Treasure Cove Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,998 sqft · built 1989
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$525,084 (Jun 2014)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-750`

Property Details

APN / Parcel Number

Primary APN	`304-96-750`
Alternative APN	`304967504`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,998 sqft Living Area
Gross Area	4,210 sqft
1st Floor Area	2,536 sqft
2nd Floor Area	1,462 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,415 sqft (0.285 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	300 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1311 E TREASURE COVE DR
City	GILBERT
State	AZ
Zip	85234-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WEST LAKE ESTATES 2 LOT 41-66 T A-C P-1A MCR 304-08
Legal Range	6E
Legal Township	1S
Legal Section	5
Legal Subdivision	WEST LAKE ESTATES 2 LOT 41-66 T A-C P-1A
Legal Lot Number	61
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422506

Owner

1311 E Treasure Cove Dr is owned and occupied by an individual who bought it in June 2014.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Aug 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2014 · Amount on File
Deed Sale	Jun 16, 2014 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	2014391129
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0000391130
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672

Mortgage

Document Number	0000777521
Date	Oct 14, 2022
Instrument	20220777521

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672

Mortgage

Document Number	0000356574
Date	Mar 31, 2021
Instrument	20210356574

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Document Number	0000727712
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 E TREASURE COVE DR GILBERT AZ 852342672, GILBERT, AZ 85234-2672

Mortgage

Document Number	0000727712
Date	Sep 27, 2018
Instrument	727712

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 26, 2043

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2018
Property Address	1311 E TREASURE COVE DR, GILBERT, AZ 85234-2672
Document Number	0000607569
Instrument Date	Aug 6, 2018
Instrument	607569
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 E TREASURE COVE DR GILBERT AZ 852342672, GILBERT, AZ 85234-2672

Mortgage

Document Number	607570
Date	Aug 10, 2018
Instrument	607570

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1311 E Treasure Cove Dr was $4,866.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,880 (+57.6%)	$948,800 (+13.6%) Land $189,700 Building $759,100
2025	$4,866.00	$60,204 (-34.67%)	$835,200 (-9.38%) Land $167,000 Building $668,200
2024		$92,160	$921,600 Land $184,300 Building $737,300
2023	$4,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1311 E Treasure Cove Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1311 E Treasure Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber.

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