Union County property record for 1311 Concord Ave, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,525 sqft · built 1928 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Feb 2023) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-226-180 |
| Primary APN | 09-226-180 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 18,295 sqft (0.42 acres) |
| Porch | Slab |
| Porch Area | 346 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 1311 CONCORD AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | DEED 0978-114 & 6648-631 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 20406 |
1311 Concord Ave, a rural home, is owned and occupied by two individuals who bought it in February 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1311 CONCORD AVE, MONROE, NC 28110-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on File |
| Deed Sale | Feb 16, 2023 · Amount on File |
| Prior Sale | Apr 6, 2016 |
| Deed Document Number | 20233544 |
| Deed Book / Page | 8656 / 182 |
| Prior Transfer Date | Mar 13, 2006 |
| Prior Transfer Doc | 4099401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 16, 2023 |
| Property Address | 1311 CONCORD AVE, MONROE, NC 28110-2909 |
| Document Number | 0008656182 |
| Book / Page | 8656 / 182 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 3544 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 OLD WILLIAMS RD, WINGATE, NC 28174-6722 |
| Name | Verified Name |
|---|---|
| Address | 1311 CONCORD AVE, MONROE, NC 28110-2909 |
| Document Number | 0000003545 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 3545 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 1311 Concord Ave was $1,612.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,500 (-) Land $33,400 Building $151,100 | $184,500 (-) Land $33,400 Building $151,100 | |
| 2025 | $1,612.00 | $184,500 Land $33,400 Building $151,100 | $184,500 Land $33,400 Building $151,100 |
| 2023 | $1,320.00 | $121,100 Land $18,800 Building $102,300 | $121,100 Land $18,800 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1311 Concord Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1311 Concord Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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