Lauderdale County property record for 1311 Co Rd 8, Waterloo, AL 35677 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 986 sqft · built 1948 |
| Lot Size | 34 acres (1,481,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,000 (Jul 2017) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-35-0-000-015-000 |
| Primary APN | 08-07-35-0-000-015-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Adjusted Area |
| 1st Floor Area | 952 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,481,040 sqft (34 acres) |
| Garage Type | Mixed |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 90053 |
|---|---|
| Street Address | 1311 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 AC N/2 OF SW/4 OF SW/4 & LOT IN E/2 OF SW/4 BEG AT NW COR OF SE/4 OF SW/4 N 310 N 87 DEG E 624 S 21 DEG E 210 TO CENTER OF |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 35 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 11300 |
Source: Lauderdale County records · APN 08-07-35-0-000-015-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1311 COUNTY ROAD 8, WATERLOO, AL 35677-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Jul 20, 2017 | Warranty Deed, Transfer · ARM LISTERHILL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Deed Document Number | 0201731952 |
| Deed Book / Page | 2017 / 31952 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 1311 COUNTY ROAD 8, WATERLOO, AL 35677-3407 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02022/6020 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 2022/6020 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jul 20, 2017 |
| Property Address | 1311 COUNTY ROAD 8, WATERLOO, AL 35677-3407 |
| Document Number | 2017/31952 |
| Book / Page | 2017 / 31952 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 COUNTY ROAD 6, FLORENCE, AL 35633-2221 |
| Name | Verified Name |
|---|---|
| Address | 1311 COUNTY ROAD 8, WATERLOO, AL 35677-3407 |
| Document Number | 2017/31963 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 2017/31963 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 18, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (+7.16%) Homeowner's exemption | $14,900 (+6.89%) | $163,440 (+17.45%) Land $126,200 Building $37,240 |
| 2024 | $433.00 (-4.42%) Homeowner's exemption | $13,940 (+41.38%) Land $10,560 Building $3,380 | $139,160 (+6.51%) Land $105,400 Building $33,760 |
| 2023 | $453.00 (+87.19%) Homeowner's exemption | $9,860 (+39.66%) Land $9,860 | $130,660 (+85.07%) Land $98,500 Building $32,160 |
| 2022 | $242.00 Homeowner's exemption | $7,060 | $70,600 Land $48,200 Building $22,400 |
Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 34% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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