Lafayette County property record for 1311 Access Rd, Oxford, MS 38655
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1992 |
| Lot Size | 1.04 acres (45,255 sqft) |
| Owner | Company Name on Record |
| Last Sale | $469,900 (Oct 2018) |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138E-28-025.00 |
| Primary APN | 138E-28-025.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 45,255 sqft (1.04 acres) |
| Lot Dimensions | 258 ft deep x 175 ft wide |
| Patio Area | 84 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8608 |
|---|---|
| Street Address | 1311 ACCESS RD |
| City | OXFORD |
| State | MS |
| Zip | 38655-5203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FR S OXFORD 114 PREV APN: 097G-28-077 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 28 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950203 |
Source: Lafayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 145 COUNTY ROAD 202, OXFORD, MS 38655-8813 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage MECHANICS BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Dec 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BNA BANK |
| Feb 13, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BNA BANK |
| Oct 26, 2018 | Warranty Deed, Transfer · Commercial Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Jul 1, 2013 · Amount on Record |
| Deed Document Number | 20189061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1311 ACCESS RD, OXFORD, MS 38655-5203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202202320 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-02320 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WATER VALLEY, MS 38965 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 11, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1311 ACCESS RD, OXFORD, MS 38655-5203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202113315 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 202113315 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1311 ACCESS RD, OXFORD, MS 38655-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201710894 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 201710894 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jun 4, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1311 ACCESS RD, OXFORD, MS 38655-5203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201701190 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 201701190 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Address | NEW ALBANY, MS 38652 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 26, 2018 |
| Property Address | 1311 ACCESS RD, OXFORD, MS 38655-5203 |
| Document Number | 201809061 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 201809061 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1335 COUNTY ROAD 1016623, 1335, NEW ALBANY, MS 38652 |
| Name | Verified Name |
|---|---|
| Address | 705 DAVIS PT, OXFORD, MS 38655-5953 |
| Document Number | 201809062 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 201809062 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769.00 (+18.19%) | $44,340 (+18.19%) | $295,600 (+18.19%) Land $50,000 Building $245,600 |
| 2023 | $4,881.00 | $37,517 | $250,110 Land $50,000 Building $200,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 43 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
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