1311 7th St, Key West, FL 33040 Property Records

Monroe County property record for 1311 7th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 788 sqft · built 1943
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2020)
Tax Bill	$3,052 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00048110-000200`

Property Details

APN / Parcel Number

Primary APN	`00048110-000200`
Alternative APN	`8926626`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	788 sqft Living Area
1st Floor Area	600 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,000 sqft (0.045 acres)
Lot Dimensions	50 ft deep x 40 ft wide

Exterior Amenities

Porch	Porch
Porch Area	328 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Account Number	8926626
Old Parcel Number	00048110000200
Street Address	1311 7TH ST
City	KEY WEST
State	FL
Zip	33040-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW KW REALTY COS FIRST SUB PB1-43 PT LT 1 SQR 25 TR 21 (A/K/A LT B) H1-363 OR737-469 OR744-347 OR1466-896/97 OR1519- 1527/35
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	KEY WEST REALTY CO FIRST SUB
Legal Tract	21
Legal Block	H1
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2018
Census Tract	972100

Owner

1311 7th St is owned and occupied by an individual who bought it in March 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1311 7TH ST, KEY WEST, FL 33040-3941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on File
Deed Sale	Mar 19, 2020 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	2260747
Deed Book / Page	3014 / 1722
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2020
Property Address	1311 7TH ST, KEY WEST, FL 33040-3941
Document Number	0030141722
Book / Page	3014 / 1722
Map Reference	OR 1519 PG 1527
Instrument Date	Mar 16, 2020
Instrument	2260747
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 7TH ST, KEY WEST, FL 33040-3941

Mortgage

Document Number	0030141724
Date	Mar 19, 2020
Instrument	3014/1724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2017
Property Address	1311 7TH ST, KEY WEST, FL 33040-3941
Document Number	0028641739
Book / Page	002864 / 001739
Instrument Date	Jul 10, 2017
Instrument	2131384
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1311 7TH ST KEY WEST FL 330403941, KEY WEST, FL 33040-3941

Mortgage

Document Number	28641741
Date	Jul 14, 2017
Book Page	002864/001741
Instrument	2131385

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,144	$455,320 Land $238,620 Building $216,700
2024	$3,052.00 (+1.97%)
2023	$2,993.00 (+4.61%) Homeowner's exemption	$343,575 (+3%)	$478,682 (+7.97%) Land $278,460 Building $200,222
2022	$2,861.00 Homeowner's exemption	$333,568	$443,328 Land $238,680 Building $204,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1311 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 units insured incl. 13 condo units
Nearby Flood Claims	517 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Wilma, Oct 2005 · 309 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1311 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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