13109 Spickler Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13109 Spickler Rd, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,620 sqft · built 1990
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Tax Bill$3,391 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-013487

Property Details

APN / Parcel Number

Primary APN23-013487
Alternative APN
  • 013487

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,620 sqft Total Area
Basement Area870 sqft
Finished Basement870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Garage TypeBasement
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area224 sqft
Deck Area896 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number013487
Street Address13109 SPICKLER RD
CityCLEAR SPRING
StateMD
Zip21722-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLOT 6 1.030 ACRES 13109 SPICKLER RD RIDGE VIEW ACRES
Legal SubdivisionRIDGE VIEW ACRES
Legal Lot Number6
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group1
Census Block1025
Census Tract11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13109 SPICKLER RD, CLEAR SPRING, MD 21722-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2009
Deed SaleJun 17, 2009
Prior SaleJun 24, 1999 · Amount on Record
Deed Document Number20093243
Deed Book / Page3680 / 327
Prior Transfer DateJun 11, 2009
Prior Transfer Doc0000003243
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address13109 SPICKLER RD, CLEAR SPRING, MD 21722-1432
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13109 SPICKLER RD, CLEAR SPRING, MD 21722-1432

Mortgage

Document Number0068550351
DateDec 6, 2021
Book Page6855/351
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,391.00 (+5.47%) Homeowner's exemption$380,600 (+10.35%) Land $65,300 Building $315,300$380,600 (-) Land $65,300 Building $315,300
2025$3,215.00 (+13.05%) Homeowner's exemption$344,900 (+26.11%)$380,600 (+39.16%) Land $65,300 Building $315,300
2023$2,844.00$273,500 Land $55,300 Building $218,200$273,500 Land $55,300 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300

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