Lee County property record for 13109 Cardeto Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,805 sqft · built 2012 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Jul 2016) |
| Tax Bill | $4,066 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E4-1000C.0590 |
| Primary APN | 32-46-26-E4-1000C.0590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,677 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 7,928 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 171 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10555108 |
|---|---|
| Street Address | 13109 CARDETO CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT FIFTEEN AS DESC IN INST #2010000240262 BLK C LOT 59 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 59 |
| Legal Unit | FIFTEE |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 50311 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13109 CARDETO CT, ESTERO, FL 33928-6430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on Record |
| Deed Sale | Jul 29, 2016 · Amount on Record |
| Prior Sale | Dec 10, 2012 · Amount on Record |
| Deed Document Number | 2016161639 |
| Record Updated | Oct 29, 2026 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,513 (+2.7%) | $382,418 (+8.13%) Land $84,788 Building $297,630 | |
| 2025 | $4,066.00 (+5.67%) Homeowner's exemption | $244,901 (+5.99%) | $353,676 (-6.56%) Land $92,863 Building $260,813 |
| 2023 | $3,848.00 (-1.21%) Homeowner's exemption | $231,067 (+3%) | $378,486 (+24.42%) Land $93,974 Building $284,512 |
| 2022 | $3,895.00 Homeowner's exemption | $224,337 | $304,204 Land $83,095 Building $221,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 88% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures