13108 Ossipee Rd, Merrifield, MN 56465 Property Records

Crow Wing County property record for 13108 Ossipee Rd, Merrifield, MN 56465

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,134 sqft · built 1978
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,500 (Nov 2025)
Tax Bill	$1,116 (2026)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`531140010020009`

Property Details

APN / Parcel Number

Primary APN	`531140010020009`
Alternative APNs	`53060576` `123414` `112899`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	1,134 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Garage Area	624 sqft
Driveway	Driveway
Deck Area	270 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	112899
Street Address	13108 OSSIPEE RD
City	MERRIFIELD
State	MN
Zip	56465-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1
Legal Range	27W
Legal Township	135
Legal Section	06
Legal Subdivision	R R ACRES, FIRST ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1034
Census Tract	950502

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13108 OSSIPEE RD, MERRIFIELD, MN 56465-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Jun 1, 2004 · Amount on Record
Deed Document Number	20251017135
Prior Transfer Date	Oct 31, 2025
Prior Transfer Doc	0001017133
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	13108 OSSIPEE RD, MERRIFIELD, MN 56465-4310
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13108 OSSIPEE RD, MERRIFIELD, MN 56465-4310

Mortgage

Document Number	0001017136
Date	Nov 14, 2025
Instrument	1017136

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Center Township
Unified School District	Crosby-Ironton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,116.00 (+8.77%)	$237,286 (-13.71%)	$260,400 (-5.31%) Land $84,800 Building $175,600
2025		$275,000 (+11.25%) Land $74,900 Building $200,100	$275,000 (+11.25%) Land $74,900 Building $200,100
2023	$1,026.00 Homeowner's exemption	$247,200 Land $55,800 Building $191,400	$247,200 Land $55,800 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20