13108 Charlemagne Ct, Bryceville, FL 32009 Property Records

Nassau County property record for 13108 Charlemagne Ct, Bryceville, FL 32009

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,215 sqft · built 2021
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on File
Last Sale	$35,500 (Mar 2020)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-1N-23-034D-0105-0000`

Property Details

APN / Parcel Number

Primary APN	`23-1N-23-034D-0105-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,215 sqft Heated Area
Gross Area	4,627 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Pool Area	468 sqft
Porch	Open Porch
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	13108 CHARLEMAGNE CT
City	BRYCEVILLE
State	FL
Zip	32009-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 105 DEEP CREEK PLANTATION PB 7/239
Legal Range	23E
Legal Township	01N
Legal Section	23
Legal Subdivision	DEEP CREEK
Legal Lot Number	105
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3043
Census Tract	50504

Owner

13108 Charlemagne Ct is owned and occupied by two individuals who bought it in March 2020.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13108 CHARLEMAGNE CT, BRYCEVILLE, FL 32009-0080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 5, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
Mar 12, 2020	Warranty Deed, Transfer COASTAL LIVING TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	202045008204
Deed Book / Page	2346 / 526
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	13108 CHARLEMAGNE CT, BRYCEVILLE, FL 32009-0080
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13108 CHARLEMAGNE CT, BRYCEVILLE, FL 32009-0080

Mortgage

Document Number	0025601502
Date	May 5, 2022
Book Page	2560/1502
Instrument	202245016315

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	13108 CHARLEMAGNE CT, BRYCEVILLE, FL 32009-0080
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15932 BAINEBRIDGE DR, JACKSONVILLE, FL 32218-8346

Mortgage

Document Number	0023971327
Date	Oct 5, 2020
Book Page	2397/1327
Instrument	202045031766

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 12, 2020
Property Address	13108 CHARLEMAGNE CT, BRYCEVILLE, FL 32009-0080
Document Number	0023460526
Book / Page	002346 / 000526
Instrument Date	Mar 5, 2020
Instrument	45008204
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	COASTAL LIVING TITLE LLC

Transaction

Amount	Amount on Record
Tax	$249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0 CHARLEMAGNE CT BRYCEVILLE FL 32009, BRYCEVILLE, FL 32009

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$578,842	$683,458 Land $44,600 Building $638,858
2023	Disabled Person's exemption Veteran's exemption	$465,484 Land $35,680 Building $429,804	$465,484 Land $35,680 Building $429,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13108 Charlemagne Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13108 Charlemagne Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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