Washington County property record for 13106 Keyser Ln, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,546 sqft · built 1988 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,000 (Aug 2020) |
| Tax Bill | $5,018 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022204 |
| Primary APN | 07-022204 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,546 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 294 sqft |
| Deck Area | 516 sqft |
| Patio Area | 595 sqft |
| Shed | 1 Shed |
| Shed Area | 744 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 022204 |
|---|---|
| Street Address | 13106 KEYSER LN |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 2 5.01 ACRES 13106 KEYSER LANE |
| Legal Subdivision | MARK HAUVER |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11301 |
13106 Keyser Ln is owned and occupied by two individuals who bought it in August 2020.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13106 KEYSER LN, SMITHSBURG, MD 21783-1273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | Dec 7, 2005 · Amount on File |
| Deed Book / Page | 6323 / 481 |
| Prior Transfer Date | Mar 26, 2012 |
| Prior Transfer Doc | 0042630416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 6, 2020 |
| Property Address | 13124 SMITHSBURG PIKE, SMITHSBURG, MD 21783-1340 |
| Document Number | 0063230486 |
| Book / Page | 006323 / 000486 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NTC - KEY W |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13124 SMITHSBURG PIKE SMITHSBURG MD 217831340, SMITHSBURG, MD 21783-1340 |
| Document Number | 63230487 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 006323/000487 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
The 2026 property tax bill for 13106 Keyser Ln was $5,018, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,018.00 (+5.55%) | $484,700 (+5.55%) | $510,200 (-) Land $105,000 Building $405,200 |
| 2025 | $4,754.00 (+5.88%) | $459,200 | $510,200 Land $105,000 Building $405,200 |
| 2024 | $4,490.00 (+7.21%) | ||
| 2023 | $4,188.00 | $402,733 | $433,700 Land $105,000 Building $328,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13106 Keyser Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13106 Keyser Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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