13103 Sixth Ave, Cresaptown (Cumberland), MD 21502 Property Records

Allegany County property record for 13103 Sixth Ave, Cresaptown, MD 21502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,628 sqft · built 1985
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$179,000 (May 2020)
Tax Bill$103 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN07-012381

Property Details

APN / Parcel Number

Primary APN07-012381
Alternative APNs
  • 7012381
  • 012381

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,628 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeBasement
Garage Area528 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number012381
Street Address13103 SIXTH AVE
CityCUMBERLAND
StateMD
Zip21502-5542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS/S FIFTH AVE LOTS 24-25 50X100 SEC A CELL CITY
Legal SubdivisionCELLULOSE CITY ADD SEC A
Legal Lot Number24,25
JurisdictionALLEGANY MD
Township / Civil Division7, CRESAPTOWN/BEL AIR
Census Block Group1
Census Block1010
Census Tract2000

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13103 SIXTH AVE, CUMBERLAND, MD 21502-5542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on File
Deed SaleMay 11, 2020 · Amount on File
Prior SaleApr 17, 1984 · Amount on File
Deed Book / Page2553 / 428
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address13103 SIXTH AVE, CRESAPTOWN, MD 21502-5542
Transaction TypeMortgage
Record UpdatedMar 4, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address13103 SIXTH AVE, CRESAPTOWN, MD 21502-5542

Mortgage

Document Number002944-0391
DateFeb 13, 2024
Book Page2944/391
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term315 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,867 (+10.29%)$8,000 (+2.56%) Land $5,500 Building $2,500
2025$103.00 (+33.77%)
2023$77.00$7,133$7,800 Land $5,500 Building $2,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1982–2014)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 5,703 people · EPA ID MD0010005
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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