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13102 Kara Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 13102 Kara Ln, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,984 sqft · built 1985
Lot Size0.035 acres (1,540 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (May 2000)
Tax Bill$4,325 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-02464446

Property Details

APN / Parcel Number

Primary APN05-02464446
Alternative APN
  • 02464446

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,984 sqft Living Area
1st Floor Area792 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,540 sqft (0.035 acres)
Deck Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02464446
Street Address13102 KARA LN
CitySILVER SPRING
StateMD
Zip20904-3420
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCAROLE ACRES
Legal SubdivisionCAROLE ACRES
Legal BlockJ
Legal Lot Number2
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group4
Census Block4007
Census Tract701503

Owner

Source: Montgomery County records · APN 05-02464446

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13102 KARA LN, SILVER SPRING, MD 20904-3420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 09, 2023Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC UNION BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2000 · Amount on Record
Deed SaleMay 10, 2000 · Amount on Record
Deed Document Number2000178546
Deed Book / Page18074 / 780
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13102 KARA LN, SILVER SPRING, MD 20904-3420
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address13102 KARA LN, SILVER SPRING, MD 20904-3420

Mortgage

Document Number0669760500
DateMay 09, 2023
Book Page66976/500
Lender
NameATLANTIC UNION BANK
TypeBank
AddressASHBURN, VA 20147
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueFeb 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13102 KARA LN, SILVER SPRING, MD 20904-3420
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyJDM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13102 KARA LN, SILVER SPRING, MD 20904-3420

Mortgage

Document Number0636980328
DateAug 10, 2021
Book Page63698/328
Lender
NameATLANTIC UNION BANK
TypeBank
AddressRESTON, VA 20191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$413,900 (+7.78%) Land $138,600 Building $275,300$413,900 (-) Land $138,600 Building $275,300
2025$4,325.00 (+33.45%)$384,033 (+18.42%)$413,900 (+27.63%) Land $138,600 Building $275,300
2023$324,300 Land $138,600 Building $185,700$324,300 Land $138,600 Building $185,700
2022$3,241.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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