13101 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 13101 Phillips Rd, Matthews, NC 28105 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,342 sqft · built 1972
Lot Size3.07 acres (133,729 sqft)
OwnerCompany Name on File
Last Sale$650,000 (Aug 2025)
Tax Bill$5,080 (2024)
Deeds & MortgagesJan 2026 Transfer
Mar 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN215-163-03

Property Details

APN / Parcel Number

Primary APN215-163-03

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,342 sqft Living Area
1st Floor Area2,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area133,729 sqft (3.07 acres)
View / LotRural
Garage Area884 sqft
PorchFinished/Open Porch
Porch Area116 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address13101 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPROPERTY/W S JENKINS&SHERLEY B
Legal Block3
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1001
Census Tract5712

Owner

Source: Mecklenburg County records · APN 215-163-03

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13101 PHILLIPS RD, MATTHEWS, NC 28105-4089
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Intrafamily Transfer, Transfer
Mar 21, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2025 · Amount on Record
Deed SaleAug 07, 2025 · Amount on Record
Deed Document Number202579226
Deed Book / Page39775 / 385
Last Transfer DateJan 26, 2026
Transfer Doc0000007787
Record UpdatedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJan 27, 2026
Property Address13101 PHILLIPS RD, MATTHEWS, NC 28105-4089
Document Number0000007787
Book / Page40158 / 386
Instrument DateJan 21, 2026
Instrument2026007787
Transaction TypeTransfer
Record UpdatedFeb 05, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13101 PHILLIPS RD, MATTHEWS, NC 28105-4089

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13101 PHILLIPS RD, MATTHEWS, NC 28105-4089
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13101 PHILLIPS RD, MATTHEWS, NC 28105-4089

Mortgage

Document Number0000043542
DateMar 21, 2022
Book Page37172/224
Instrument2022043542
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term765 Months
DueDec 18, 2085
Interest
Rate TypeAdjustable Rate
Rate2.64%
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.64%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$671,200 Land $337,600 Building $333,600$671,200 (-) Land $337,600 Building $333,600
2024$5,080.00
2023$671,200 Land $337,600 Building $333,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190057121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Phillips Rd

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