Santa Cruz County property record for 13100 Oak St, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,194 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,642 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-123-32 |
| Primary APN | 081-123-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,194 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 13100 OAK ST |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | BOULDER CRK |
| Legal Lot Number | 19,20 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 120400 |
13100 Oak St is owned and occupied by an individual who acquired it in October 2019.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13100 OAK ST, BOULDER CREEK, CA 95006-9157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Nov 6, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2019 |
| Transfer Doc | 0000034556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 13100 OAK ST, BOULDER CREEK, CA 95006-9157 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 13100 OAK ST, BOULDER CREEK, CA 95006-9157 |
| Document Number | 0000024803 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-0024803 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 6, 2019 |
| Property Address | 13100 OAK ST, BOULDER CREEK, CA 95006-9157 |
| Document Number | 0000034556 |
| Map Reference | VOL 76 PG 16 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019-0034556 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13100 OAK ST, BOULDER CREEK, CA 95006-9157 |
| Document Number | 0000034557 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019-0034557 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 13100 Oak St was $2,642.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,340 (+2%) Land $66,711 Building $115,629 | ||
| 2025 | $2,642.00 | $178,765 Land $65,403 Building $113,362 | |
| 2023 | $2,459.00 (+2.59%) | $171,823 Land $62,863 Building $108,960 | $589,140 |
| 2022 | $2,397.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13100 Oak St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13100 Oak St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures