1310 W Division St, Kewanee, IL 61443 Property Records

Henry County property record for 1310 W Division St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 676 sqft · built 1907
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Sep 2025)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-32-455-024`

Property Details

APN / Parcel Number

Primary APN	`20-32-455-024`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	676 sqft Total Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	195 ft deep x 30 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	1310 W DIVISION ST
City	KEWANEE
State	IL
Zip	61443-3283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 6 WALNUT HILLS ADD CITY OF KEWANEE
Legal Subdivision	WALNUT HILLS ADD
Legal Block	6
Legal Lot Number	11
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	4
Census Block	4021
Census Tract	30900

Owner

1310 W Division St is owned and occupied by an individual who bought it in September 2025.

Source: Henry County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Line of Credit DLP BANK
Sep 11, 2025	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK OF KEWANEE
Dec 8, 2020	Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK
Mar 20, 2019	Loan Modification, Mortgage · Conventional Mortgage COMMUNITY ST BK
Jan 24, 2017	Loan Modification, Mortgage · Conventional Mortgage COMMUNITY ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20254531
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003613
Date	Jul 24, 2025
Instrument	20-2503613

Lender

Name	DLP BANK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jun 25, 2026

Interest

Rate	8.5%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Sep 11, 2025
Property Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Document Number	0000004531
Instrument Date	Sep 8, 2025
Instrument	20-2504531
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283

Mortgage

Document Number	0000004532
Date	Sep 11, 2025
Instrument	20-2504532

Lender

Name	PEOPLES NATIONAL BANK OF KEWANEE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 8, 2020
Property Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Document Number	0000008075
Instrument Date	Dec 7, 2020
Instrument	20-2008075
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 DWIGHT ST, KEWANEE, IL 61443-3814

Mortgage

Document Number	0000008076
Date	Dec 8, 2020
Instrument	20-2008076

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	71 Months
Due	Nov 7, 2026

Interest

Rate	5.75%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Document Number	0000001283
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 87 LA FAYETTE IL 614490087, LA FAYETTE, IL 61449-0087

Mortgage

Document Number	0000001283
Date	Mar 25, 2019
Instrument	1283

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2024

Interest

Rate	7.75%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	1310 W DIVISION ST, KEWANEE, IL 61443-3283
Document Number	0000000699
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 87 LA FAYETTE IL 614490087, LA FAYETTE, IL 61449-0087

Mortgage

Document Number	0000000699
Date	Feb 2, 2017
Instrument	699

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Feb 1, 2019

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1310 W Division St was $1,287.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Municipality	Kewanee City
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00	$12,095 (+5.39%) Land $1,276 Building $10,819	$36,285 (+5.39%) Land $3,828 Building $32,457
2024		$11,476 Land $1,211 Building $10,265	$34,428 Land $3,633 Building $30,795
2022		$9,241 Land $975 Building $8,266	$27,723 Land $2,925 Building $24,798
2021	$995.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1310 W Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 W Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Division St

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