1310 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 1310 W 3rd St, Duluth, MN 55806

Property Summary

Property TypeApartments (5+ Units)
Details12,096 sqft · built 1991
Lot Size0.688 acres (30,000 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Feb 2018)
Tax Bill$21,200 (2026)
Deeds & MortgagesMar 2023 Mortgage
Feb 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN010-1160-00090

Property Details

APN / Parcel Number

Primary APN010-1160-00090
Alternative APN
  • 859224

Interior

Units13 Units
Stories3 Stories
Building Area12,096 sqft Gross Area
1st Floor Area4,032 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area30,000 sqft (0.688 acres)
Lot Dimensions150 ft deep x 200 ft wide
Garage TypeMixed
Garage Area8,468 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number859224
Street Address1310 W 3RD ST
CityDULUTH
StateMN
Zip55806-2231
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR3
Legal DescriptionLOTS 210 THRU 216 EVEN NUMBERED LOTS SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIVISION
Legal Block96
Legal Lot Number210-216
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1016
Census Tract2000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 W 1ST ST, DULUTH, MN 55802-1909
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
NATIONAL BANK OF COMMERCE
Feb 8, 2018Warranty Deed, Transfer · Line of Credit
BREMER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2018 · Amount on Record
Deed SaleFeb 8, 2018 · Amount on Record
Deed Document Number2018994999
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1310 W 3RD ST, DULUTH, MN 55806-2231
Transaction TypeMortgage
Record UpdatedNov 29, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W 1ST ST, DULUTH, MN 55802-1909

Mortgage

Document Number0001066488
DateMar 6, 2023
Instrument1066488
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 8, 2018
Property Address1310 W 3RD ST, DULUTH, MN 55806-2231
Document Number000T994999
Instrument DateFeb 1, 2018
InstrumentT994999
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyARROWHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,557.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address209 W 1ST ST DULUTH MN 558021909, DULUTH, MN 55802-1909

Mortgage

Document NumberT995000
DateFeb 8, 2018
InstrumentT995000
Lender
NameBREMER BK
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 7, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,200.00 (+9.23%)
2025$19,408.00 (+41.03%)$1,719,400 (+47.99%) Land $48,900 Building $1,670,500$1,719,400 (+47.99%) Land $48,900 Building $1,670,500
2024$1,161,800 (+54.41%) Land $70,100 Building $1,091,700$1,161,800 (+54.41%) Land $70,100 Building $1,091,700
2023$13,762.00
2022$752,400 Land $45,400 Building $707,000$752,400 Land $45,400 Building $707,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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