St. Tammany Parish property record for 1310 Vesper Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,525 sqft · built 1998 |
| Owner | Individual Name on Record |
| Last Sale | $359,900 (Jan 2022) |
| Tax Bill | $4,033 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Feb 2017 Sale & Mortgage |
| APN | 112-118-7023 |
| Primary APN | 112-118-7023 |
|---|---|
| Alternative APN |
|
| Building Area | 2,525 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 112-118-7023 |
|---|---|
| Street Address | 1310 VESPER LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 129 RIVER OAKS ESTATES SUB PH 3 CB 1371 484 CB 1464 24 INST 980715 INST NO 1004545 INST NO 1200332 INST NO 1436205 INST N |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 129 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1310 VESPER LN, COVINGTON, LA 70433-5082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 23, 2017 | Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on Record |
| Deed Sale | Jan 18, 2022 · Amount on Record |
| Prior Sale | Feb 23, 2017 · Amount on Record |
| Deed Document Number | 2310418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 18, 2022 |
| Property Address | 1310 VESPER LN, COVINGTON, LA 70433-5082 |
| Document Number | 0002310418 |
| Map Reference | DOC 913554 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2310418 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1310 VESPER LN, COVINGTON, LA 70433-5082 |
| Name | Verified Name |
|---|---|
| Address | 200 CHAPEL CRK, MANDEVILLE, LA 70471-2585 |
| Document Number | 0002310419 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2310419 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Feb 23, 2017 |
| Property Address | 1310 VESPER LN, COVINGTON, LA 70433-5082 |
| Document Number | 0002054207 |
| Map Reference | MAP 1235 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 2054207 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | DELTONA TITLE, DELTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 VESPER LN, COVINGTON, LA 70433-5082 |
| Document Number | 0002054208 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 2054208 |
| Name | MORTGAGE FINANCIAL SERVICES LL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,033.00 (-3.54%) | $33,622 (-) Land $5,220 Building $28,402 | $336,223 (-) Land $52,200 Building $284,023 |
| 2024 | $4,181.00 (+8.63%) | $33,622 (+15.78%) Land $5,220 Building $28,402 | $336,223 (+15.78%) Land $52,200 Building $284,023 |
| 2023 | $3,849.00 (+3%) | $29,039 (+2.98%) Land $5,220 Building $23,819 | $290,391 (+0.9%) Land $52,200 Building $238,191 |
| 2022 | $3,737.00 Homeowner's exemption | $28,199 Land $5,220 Building $22,979 | $287,790 Land $58,000 Building $229,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Aug 2014 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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