1310 Vass Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1310 Vass Rd, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,561 sqft · built 1973
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2020)
Tax Bill	$1,922 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9592-57-6380`

Property Details

APN / Parcel Number

Primary APN	`9592-57-6380`
Alternative APN	`9592.02576380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,561 sqft Heated Area
1st Floor Area	2,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	304 ft deep x 20 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1310 VASS RD
City	SPRING LAKE
State	NC
Zip	28390-9534
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	JOHN MCIVER SUBD LO:2 PL:0086-0105
Legal Subdivision	SPRING LAKE DIST
Legal Block	57
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1015
Census Tract	3602

Owner

1310 Vass Rd, a rural home, is owned and occupied by two individuals who bought it in October 2020.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1310 VASS RD, SPRING LAKE, NC 28390-9534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Document Number	202040125
Deed Book / Page	10916 / 426
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 13, 2026
Property Address	1310 VASS RD, SPRING LAKE, NC 28390-9534
Document Number	0000033916
Book / Page	12643 / 228
Instrument Date	Oct 2, 2026
Instrument	202633916
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 VASS RD, SPRING LAKE, NC 28390-9534
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033916,
Date	Oct 13, 2026
Book Page	12643/228
Instrument	202633916

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2046

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1310 VASS RD, SPRING LAKE, NC 28390-9534
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114390874
Date	Apr 6, 2022
Book Page	11439/874
Instrument	14341

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 28, 2020
Property Address	1310 VASS RD, SPRING LAKE, NC 28390-9534
Document Number	0109160426
Book / Page	10916 / 426
Map Reference	MB 86 PG 105
Instrument Date	Oct 28, 2020
Instrument	40125
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2026 REMINGTON OAKS CIR, 2026, CARY, NC 27519-8744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 VASS RD, SPRING LAKE, NC 28390-9534

Mortgage

Document Number	0000040126
Date	Oct 28, 2020
Instrument	40126

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1310 Vass Rd was $1,922.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,922.00
2025	$1,922.00 (+37.88%)	$202,556 (+36.6%) Land $17,600 Building $184,956	$202,556 (+36.6%) Land $17,600 Building $184,956
2024	$1,394.00 (+2.73%)	$148,287 (-) Land $10,000 Building $138,287	$148,287 (-) Land $10,000 Building $138,287
2023	$1,357.00 (+2.8%)	$148,287 Land $10,000 Building $138,287	$148,287 Land $10,000 Building $138,287
2022	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 Vass Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 Vass Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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