1310 N Apple Dr, White Cloud, MI 49349 Property Records

Newaygo County property record for 1310 N Apple Dr, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Dec 2022)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Feb 2019 Refinance Feb 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`10-30-260-003`

Property Details

APN / Parcel Number

Primary APN	`10-30-260-003`

Interior

Full Baths	2 Baths
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1310 N APPLE DR
City	WHITE CLOUD
State	MI
Zip	49349-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	LOT 59 OLD ORCHARD NO 2
Legal Subdivision	OLD ORCHARD
Legal Lot Number	59
Jurisdiction	NEWAYGO MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1051
Census Tract	970300

Owner

Source: Newaygo County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	551 W NEWAYGO DR, WHITE CLOUD, MI 49349-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE HSNG
Feb 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE HSNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Mar 11, 2003 · Amount on Record
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1310 N APPLE DR, WHITE CLOUD, MI 49349-9771
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	472/8707
Date	Feb 20, 2019
Book Page	472/8707

Lender

Name	MICHIGAN STATE HSNG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1310 N APPLE DR, WHITE CLOUD, MI 49349-9771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	472/8707
Date	Feb 20, 2019
Book Page	472/8707

Lender

Name	MICHIGAN STATE HSNG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Lincoln Township
Unified School District	Fremont Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,500 (+5.77%)	$99,000 (+5.77%)
2025	$1,793.00 (+61.1%)
2023		$46,800	$93,600
2022	$1,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: NCATS, Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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