1310 N 5th St, Temple, TX 76501 Property Records

Bell County property record for 1310 N 5th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1920
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$170,520 (Oct 2023)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0055540000`

Property Details

APN / Parcel Number

Primary APN	`0055540000`
Alternative APNs	`861926` `28324`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1935
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1310 N 5TH ST
City	TEMPLE
State	TX
Zip	76501-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	FULLVIEW, BLOCK 006, LOT 0008
Legal Subdivision	FULLVIEW
Legal Block	6
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3019
Census Tract	20600

Owner

1310 N 5th St is owned and occupied by two individuals who bought it in October 2023.

Source: Bell County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 30, 2023	Vendor's Lien, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 30, 2023	Intrafamily Transfer, Transfer MAVERICK TITLE/TX LLC, MAVERICK TITLE OF TEXAS
Jul 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 26, 2019	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Deed Document Number	202348573
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000048572
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 22, 2026
Property Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Document Number	0000019425
Instrument Date	Apr 16, 2026
Instrument	202619425
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019425,
Date	Apr 22, 2026
Instrument	202619425

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 30, 2023
Property Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Document Number	0000048573
Map Reference	VOL 107 PG 365
Instrument Date	Oct 27, 2023
Instrument	2023048573
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MAVERICK TITLE/TX LLC, MAVERICK TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 N 5TH ST, TEMPLE, TX 76501-1934

Mortgage

Document Number	0000048574
Date	Oct 30, 2023
Instrument	2023048574

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 30, 2023
Property Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Document Number	0000048572
Map Reference	VOL 107 PG 365
Instrument Date	Oct 23, 2023
Instrument	2023048572
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MAVERICK TITLE/TX LLC, MAVERICK TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 E MUNROE AVE, TEMPLE, TX 76501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 N 5TH ST, TEMPLE, TX 76501-1934

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jul 17, 2019
Property Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Document Number	0000031264
Instrument Date	Jul 16, 2019
Instrument	31264
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 N 5TH ST TEMPLE TX 765011934, TEMPLE, TX 76501-1934

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Jul 26, 2019
Property Address	1310 N 5TH ST, TEMPLE, TX 76501-1934
Document Number	0000032783
Instrument Date	Dec 31, 2014
Instrument	32783
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 N 5TH ST TEMPLE TX 765011934, TEMPLE, TX 76501-1934

Tax Assessment & Valuation

The 2025 property tax bill for 1310 N 5th St was $1,378 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00	$169,990 Land $22,770 Building $147,220	$169,990 Land $22,770 Building $147,220
2023	$751.00 (-32.34%) Homeowner's exemption	$111,553 Land $20,873 Building $90,680	$111,553 Land $20,873 Building $90,680
2022	$1,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1310 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1310 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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