1310 Mount Carmel Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 1310 Mount Carmel Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,287 sqft
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2026)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-09997-000`

Property Details

APN / Parcel Number

Primary APN	`001-09997-000`
Alternative APN	`12697`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,287 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,327 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	4,640 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	336 sqft
Deck Area	416 sqft
Patio Area	480 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12697
Street Address	1310 AR HIGHWAY 321 E
City	CABOT
State	AR
Zip	72023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE
Legal Range	09W
Legal Township	04N
Legal Section	29
Legal Subdivision	T4N-R9W
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1053
Census Tract	20103

Owner

Source: Lonoke County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 AR HIGHWAY 321 E, CABOT, AR 72023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Deed Document Number	20265670
Record Updated	Sep 20, 2026

June 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 1, 2026
Property Address	1310 AR HIGHWAY 321 E, CABOT, AR 72023
Document Number	0000005670
Instrument Date	May 21, 2026
Instrument	20265670
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 AR HIGHWAY 321 E, CABOT, AR 72023

Mortgage

Document Number	0000005671,
Date	Jun 1, 2026
Instrument	20265671

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 Homeowner's exemption	$39,790 (-) Land $4,140 Building $35,650	$198,950 (-) Land $20,700 Building $178,250
2024	$1,013.00 (+72.28%)
2023	$588.00 Homeowner's exemption	$39,790 Land $4,140 Building $35,650	$198,950 Land $20,700 Building $178,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20