1310 Liberty Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1310 Liberty Rd, Murphy, NC 28906

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 2,309 sqft · built 2005
Lot Size	8.05 acres (350,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Apr 2018)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451300654508000`

Property Details

APN / Parcel Number

Primary APN	`451300654508000`
Alternative APN	`47617`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,309 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	350,658 sqft (8.05 acres)
Lot Dimensions	704 ft deep x 333 ft wide
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	119 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47617
Street Address	1310 LIBERTY RD
City	MURPHY
State	NC
Zip	28906-8403
Property Category	Other
Property Type	Other > Other Improved
Legal Description	FR MARTINO 1146/810 1447/140
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2013
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1310 LIBERTY RD, MURPHY, NC 28906-8403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
May 2, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2018 · Amount on Record
Deed Sale	Apr 1, 2018 · Amount on Record
Deed Document Number	0001073732
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jul 7, 2026
Property Address	1310 LIBERTY RD, MURPHY, NC 28906-8403
Document Number	0000003392
Book / Page	1805 / 118
Instrument Date	Jun 22, 2026
Instrument	20263392
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 LIBERTY RD, MURPHY, NC 28906-8403

Mortgage

Document Number	0000003392,
Date	Jul 7, 2026
Book Page	1805/118
Instrument	20263392

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2036

Interest

Rate	6.51%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1310 LIBERTY RD, MURPHY, NC 28906-8403
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 LIBERTY RD, MURPHY, NC 28906-8403

Mortgage

Document Number	001734/194
Date	May 2, 2023
Book Page	1734/194
Instrument	2082

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLUE RIDGE, GA 30513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 12, 2033

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1310 LIBERTY RD, MURPHY, NC 28906-8403
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1671/316
Date	Jan 29, 2021
Book Page	1671/316
Instrument	674

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00	$237,760 (+4.15%)	$237,760 (+4.15%) Land $26,770 Building $210,990
2023		$228,290	$228,290 Land $26,770 Building $201,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Liberty Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures