1310 Howard St, Niles, MI 49120 Property Records

Berrien County property record for 1310 Howard St, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1952
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$51,000 (May 2001)
Tax Bill$1,165 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN72-1200-0007-01-1

Property Details

APN / Parcel Number

Primary APN72-1200-0007-01-1
Alternative APN
  • 11-72-1200-0007-01-1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions99 ft deep x 53 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1310 HOWARD ST
CityNILES
StateMI
Zip49120-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionTHE N 99' OF LOT 7 COOLIDGES SUB OF LOTS 21 TO 24 INC IN MOORES ADD TO CITY OF NILES
Legal SubdivisionCOOLIDGES SUB
Legal Lot Number7,21-24
Legal Unit7,2
JurisdictionBERRIEN MI
Township / Civil DivisionNILES
Census Block Group3
Census Block3002
Census Tract20900

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1310 HOWARD ST, NILES, MI 49120-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2001 · Amount on Record
Deed SaleMay 8, 2001 · Amount on Record
Deed Book / Page2132 / 1464
Last Transfer DateMar 10, 2003
Transfer Doc2376001530
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1310 HOWARD ST, NILES, MI 49120-1960
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03257/1769
DateNov 25, 2019
Book Page3257/1769
Lender
NameCHEMICAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityNiles City
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,800 (+31.96%)$115,600 (+31.96%)
2025$1,165.00 (+12.24%)
2023$43,800$87,600
2022$1,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES
serves 14,215 people · EPA ID MI0004740
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

Nearby Properties on Howard St

Nearby Streets

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