McLean County property record for 1310 Cottage Ave, Bloomington, IL 61701 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,060 sqft Living Area |
| Lot Size | 10,324 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $111,000 (2020) |
| Tax Bill | $4,013.00 (2024) |
| Primary APN | 14-32-379-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,423 sqft Gross Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 860 sqft Basement |
| Finished Basement | 860 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 10,324 sqft (0.237 acres) |
| Depth X Width | 70 ft x 75 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 847 sqft Garage |
| Deck Area | 40 sqft Deck |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1310 COTTAGE AVE |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-1518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 IN SUB BLK 3 OF HINSHAWS SUB |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 32 |
| Legal Subdivision | OF HINSHAWS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | BLOOMINGTON CITY |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 1403 |
Source: McLean County records · APN 14-32-379-014
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1310 COTTAGE AVE, BLOOMINGTON, IL 61701-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 13, 2020 | Deed of Guardian, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Deed Doc Number | 202015681 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1310 COTTAGE AVE, BLOOMINGTON, IL 61701-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1310 COTTAGE AVE, BLOOMINGTON, IL 61701-1518 |
| Document Number | 202200009310 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022-00009310 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Guardian |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 13, 2020 |
| Property Address | 1310 COTTAGE AVE, BLOOMINGTON, IL 61701-1518 |
| Document Number | 202000015681 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-00015681 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 COTTAGE AVE, BLOOMINGTON, IL 61701-1518 |
| Document Number | 202000015682 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020-00015682 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,459 (+14.37%) Land $10,924 Building $47,535 | $175,377 (+14.37%) Land $32,772 Building $142,605 | |
| 2024 | $4,013.00 (+6.45%) | ||
| 2023 | $3,770.00 | $51,112 Land $9,552 Building $41,560 | $153,336 Land $28,656 Building $124,680 |
1310 Cottage Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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