1310 5th St, Gilbertville, IA 50634 Property Records

Black Hawk County property record for 1310 5th St, Gilbertville, IA 50634

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,320 sqft · built 1920
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on Record
Tax Bill	$752 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8812-23-384-005`

Property Details

APN / Parcel Number

Primary APN	`8812-23-384-005`

Interior

Stories	1 Story
Building Area	1,320 sqft Gross Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Shingle
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1310 5TH ST
City	GILBERTVILLE
State	IA
Zip	50634-7726
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	GILBERTVILLE N 30 FT LOTS 8 AND 9 BLK 21
Legal Range	12W
Legal Township	88N
Legal Section	23
Legal Subdivision	GILBERTVILLE
Legal Block	21
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	POYNER
Census Block Group	4
Census Block	4036
Census Tract	2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1310 5TH ST, GILBERTVILLE, IA 50634-7726
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLACK HAWK ECONOMIC DEV
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 10, 2026
Property Address	1310 5TH ST, GILBERTVILLE, IA 50634-7726
Document Number	0000004933
Instrument Date	Apr 10, 2026
Instrument	20264933
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000004933,
Date	Apr 10, 2026
Instrument	20264933

Lender

Name	BLACK HAWK ECONOMIC DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1310 5TH ST, GILBERTVILLE, IA 50634-7726
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 5TH ST, GILBERTVILLE, IA 50634-7714

Mortgage

Document Number	0202514188
Date	Sep 26, 2025
Instrument	2025-14188

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Gilbertville City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00 (+8.67%)	$43,030 (+13.9%) Land $8,250 Building $34,780	$43,030 (+13.9%) Land $8,250 Building $34,780
2024	$692.00 (+0.87%)
2023		$37,780 (+1.75%) Land $3,000 Building $34,780	$37,780 (+1.75%) Land $3,000 Building $34,780
2022	$686.00	$37,130 Land $3,000 Building $34,130
2021			$37,130 Land $3,000 Building $34,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1990–2016)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER WORKS serves 796 people · EPA ID IA0733084
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Heartland Technology.

Cell Coverage

5G (outdoors only) and 4G LTE

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