1310 38th Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1310 38th Ave, Vero Beach, FL 32960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,735 sqft · built 1990
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$349,900 (Mar 2025)
Tax Bill$1,469 (2025)
Deeds & MortgagesSep 2023 Line of Credit
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-39-10-00035-0000-00011.0

Property Details

APN / Parcel Number

Primary APN33-39-10-00035-0000-00011.0
Alternative APN
  • 73477

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions127 ft deep x 58 ft wide
Garage Area506 sqft
DrivewayDriveway
Driveway Area864 sqft
PorchOpen Porch
Porch Area382 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number73477
Street Address1310 38TH AVE
CityVERO BEACH
StateFL
Zip32960-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionTALL PINES SUB LOT 11 PBI 13-25
Legal Range39
Legal Township33
Legal Section10
Legal SubdivisionTALL PINES SUB
Legal Lot Number11
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1007
Census Tract50102

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address131038TH AVE, VERO BEACH, FL 32960
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
May 14, 2018Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleSep 8, 2003 · Amount on Record
Deed Document Number3120250012249
Deed Book / Page3760 / 1619
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1310 38TH AVE, VERO BEACH, FL 32960-2608
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036501154
DateSep 18, 2023
Book Page3650/1154
Instrument3120230047261
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueOct 1, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address1310 38TH AVE, VERO BEACH, FL 32960-2608
Document Number0031191520
Instrument DateMay 14, 2018
Transaction TypeMortgage
Record UpdatedJun 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1310 38TH AVE VERO BEACH FL 329602608, VERO BEACH, FL 32960-2608

Mortgage

Document Number0031191520
DateMay 24, 2018
Book Page003119/001520
Instrument32146
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 23, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,469.00 (+28.41%)$115,733 (+5.99%)$310,881 (+1.08%) Land $30,218 Building $280,663
2023$1,144.00 (+3.62%)$109,196 (+3%)$307,552 (+16.52%) Land $30,218 Building $277,334
2022$1,104.00$106,016$263,945 Land $30,218 Building $233,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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